Car Accident Lawyer New Mexico
Looking for Best Car Accident Lawyer in New Mexico ? Raymon Law Group specializes in getting you Maximum Auto Accident Compensation.
How Our New Mexico Car Accident Lawyer Can Help ?
If you’ve been injured in a car wreck in New Mexico, handling the claim yourself may leave you without the compensation needed for your medical bills. Our Car Accident Lawyer will fight for the compensation you deserve, so you don’t have to pay for expenses caused by someone else’s negligence.
Have You Been Injured in a Car Crash in New Mexico?
Car accidents are distressing incidents that may result in physical harm, emotional stress, and financial challenges. Understanding the various types of car accident claims and the process to file them is crucial in securing the compensation you are entitled to.
If you’ve sustained injuries in a car accident in New Mexico, don’t hesitate to seek legal assistance. Reach out to Raymon Law Group at (505) 390-1040 to arrange a free consultation with one of our experienced Car Accident Attorneys.
Types of Car Accidents in New Mexico
- Head-on collisions
- Side-impact accidents
- Rollovers
- Truck jackknife accidents
- Rear-end collisions
- Hit-and-run accidents
- Multi-car pileups
Types of Car Accident Claims
In New Mexico, minors cannot independently file lawsuits or agree to settlements. Instead, a parent or legal guardian must serve as the “next friend” to represent the minor’s interests in legal matters. This role ensures the minor’s rights are safeguarded and that any settlement or judgment is equitable.
1. Personal Injury Claims
Personal injury claims arise when someone is harmed due to another party’s negligence or reckless behavior in an accident. These injuries can range from minor scrapes and bruises to severe conditions like whiplash, fractures, or traumatic brain injuries. In New Mexico, car accident victims are entitled to pursue compensation for medical bills, lost income, pain and suffering, and other related damages.
2. Property Damage Claims
Property damage claims address the costs of repairing or replacing damaged items, including vehicles involved in the crash. These claims may include repair expenses, rental car costs, or the fair market value of a totaled vehicle. To strengthen your claim, it’s essential to document the damage thoroughly by collecting evidence such as photos, repair estimates, and receipts.
3. Wrongful Death Claims
In devastating cases where a car accident leads to the loss of life, surviving family members can file a wrongful death claim against the responsible party. These claims seek compensation for funeral costs, loss of financial support, loss of companionship, and other damages associated with the tragic death of a loved one. Wrongful death cases are highly complex and emotionally charged, making it vital to have experienced legal representation to navigate the process effectively.
How to File Car Accident Claims in New Mexico
1. Report the Accident
After an accident, report it to authorities like the police or highway patrol. In New Mexico, accidents involving injury, death, or over $500 in damage must be reported. A police report provides key evidence for insurance claims or legal action.
2. Seek Medical Attention
Seek medical attention promptly, even for minor injuries, as some may worsen over time. Medical documentation is crucial for proving damages in your claim. Follow your doctor’s treatment plan and keep records of all related expenses.
3. Notify Your Insurance Company
In New Mexico, drivers must have auto insurance with minimum liability coverage. Notify your insurer promptly after an accident, providing accurate details. Be cautious with insurance adjusters, and avoid admitting fault or accepting settlements without legal advice.
4. Consult with a Car Accident Lawyer
Handling car accident claims can be overwhelming, especially when dealing with insurers and legal procedures. A skilled Car Accident Lawyer can offer essential guidance and strong representation. At Raymon Law Group, our experienced car crash attorneys have a history of securing fair compensation for accident victims.
5. Gather Evidence
To strengthen your car accident claim, collect evidence from the accident scene, such as photos of the vehicles, eyewitness accounts, medical records, and other relevant documents. Solid evidence boosts your case when dealing with insurers or in court.
6. Negotiate a Settlement or Litigate
After filing your car accident claim, the insurance company will investigate to determine liability and assess damages. Insurance companies often try to settle quickly and for a low amount. It’s crucial to review settlement offers with your attorney to ensure they fairly compensate you. If a reasonable settlement isn’t reached, your attorney may advise pursuing litigation to secure compensation through the courts.
How Long After a Car Accident Can You File a Lawsuit in New Mexico?
The statute of limitations is the legal time limit for filing a lawsuit, which varies by claim type and jurisdiction. In Albuquerque, NM, you typically have three years from the date of the car accident to file a lawsuit.
While three years may seem like a significant amount of time, it’s essential to take action promptly following a car accident. Several factors can affect the timeline for filing a lawsuit:
Extent of Injuries: Severe injuries may require extensive medical treatment and rehabilitation, which can impact your ability to pursue legal action within the statute of limitations.
Complexity of the Case: Some car accident cases involve multiple parties, intricate legal issues, or disputes over liability. Resolving these complexities may take time, so it’s advisable to begin the legal process as soon as possible.
Evidence Preservation: The longer you wait to file a lawsuit, the more challenging it may be to gather and preserve crucial evidence, such as witness statements, accident reports, and medical records.
Car Accident Compensation in New Mexico
Insurance companies in New Mexico annually pay out nearly $1 billion in auto accident claims.
Factors influencing compensation for car accidents may include:
- The extent and seriousness of injuries sustained
- Shared responsibility for the accident
- Collisions involving multiple vehicles
- Multiple individuals injured in the accident
- Loss of life
- The extent of available insurance coverage
When multiple parties suffer significant injuries, the available insurance may not fully cover everyone’s losses. In such cases, coverage may be available through both the at-fault party’s insurance and your own policy, depending on the details of the accident and your policy’s provisions.
How Your New Mexico Car Accident Attorney Can Help
After an accident, insurance companies often try to shift blame. That’s why your New Mexico personal injury lawyer will conduct a thorough investigation to uncover the truth.
At Raymon Law Group, we’ll interview witnesses, review police reports, analyze surveillance footage, photos, and even conduct simulated recreations to fully understand the accident. We’ll then file claims against anyone whose negligence caused your injuries. This may include:
Contact Raymon Law Group for Experienced Legal Representation
Frequently Asked Questions (FAQs)
1. What if the at-fault driver doesn’t have insurance?
If the at-fault driver in a car accident does not have insurance, you may still have options for recovering compensation. You may be able to file a claim with your own insurance company under uninsured/underinsured motorist coverage, which is required in New Mexico.
2. Can I file a car accident claim on behalf of a deceased loved one?
Yes, if a loved one was killed in a car accident due to another party’s negligence, you may be eligible to file a wrongful death claim on their behalf. Surviving family members, such as spouses, children, or parents, may seek compensation for damages resulting from the loss of their loved one.
3. What if the other driver fled the scene of the accident?
If you were involved in a hit-and-run accident in New Mexico, you may still be able to pursue compensation through your own insurance policy’s uninsured motorist coverage. Additionally, the police may conduct an investigation to identify and apprehend the at-fault driver.
4. How long does it take to settle a car accident claim in New Mexico?
The timeframe for settling a car accident claim in New Mexico varies depending on the complexity of the case, the extent of injuries, and other factors. Some claims may be resolved through settlement negotiations within a few months, while others may require litigation and could take longer to resolve.
5. Do I need an attorney to handle my car accident claim?
While you are not legally required to hire an attorney to handle your car accident claim in New Mexico, having experienced legal representation can significantly improve your chances of obtaining fair compensation. An attorney can navigate the legal process, negotiate with insurance companies, and advocate for your rights, allowing you to focus on your recovery.
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